My favourite memory of Chinese New Year is visiting relatives and friends. At first, I don't want to take the ang baos. Subsequently, I'd receive them graciously, and say "Thank you" and add "You're welcome" after "Gong xi fa cai". (Memory collected at the Toa Payoh Public Library during the "irememberChineseNewYear" campaign from 14 Jan 2013 - 26 Feb 2013)